Financial Fast Food

Andreas' posts on the Swiss Franc, particularly the previous one made me thinking whether this is just a derailment? OK, the official Vienna approach looks like a (confessed) Ponzi scheme…but in general?

Are loans consumed in masses like fast food?…The lower the interest rate the better? Whatever is behind, who cares about the underlying ingredients, the recipe, the heat…? It's for 1 not for 1.8?

Health and Wealth are fragile...right?